Starter
₹999+ GST
Salaried, one Form 16.
- ITR-1 or ITR-2 filing
- Form 26AS and AIS reconciliation
- Deduction review
Income tax filing with the regime choice made on your numbers.
Salaried, capital gains, NRI or business: we compute both regimes, reconcile AIS and file before the deadline.
Price estimator
- 1Price
- 2Details
- 3Done
Plan
Everything in Starter, plus
- Capital gains computation
- Foreign income and DTAA
- Advance tax schedule
No government fee. Tax audit coordination is quoted separately.
- Professional fee₹2,499
- GST at 18% on our fee₹450
Fee plus GST
No government fee. Tax audit coordination is quoted separately.
Key facts
- Filing
- Income tax return (ITR-1 to ITR-4) for individuals, NRIs, freelancers and business owners
- Governing law and forms
- Income-tax Act 2025, in force from 1 April 2026; ITR-1 to ITR-4, AIS and Form 26AS reconciliation
- Time taken
- Filed within 2 to 3 working days of complete documents; same day for a simple salaried return in season
- Our fee from
- ₹999 + GST
- Government fees
- No government fee. Tax audit coordination is quoted separately.
- Who it is for
- Salaried people, investors, NRIs, freelancers and business owners who want the return right, not just filed
- Due dates
- 31 July (no audit), 31 October (audit cases); belated or revised return by 31 December
- Late fee
- ₹5,000 under Section 234F (₹1,000 if income is up to ₹5 lakh), plus interest on unpaid tax
Why founders trust BizExpress
- 4.8on Google
- 2,800+companies incorporated
- DPIIT-recognisedstartup
- 2 working hoursreplies within
Trusted by teams at
Is this income tax service right for you?
It fits if you
You are salaried with more than one Form 16, or rent and interest on the side
Two employers each apply the basic exemption, so tax is short at year end. We combine the incomes, pick the regime and settle the balance before filing.
You sold shares, mutual funds, ESOPs or property, or you are an NRI
Capital gains carry different rates by holding period and asset, and NRIs face TDS at high rates on rent, interest and sales. Both need a computation, not a pre-filled form.
You freelance or run a business, with or without books
Under 44AD or 44ADA you can declare a fixed share of receipts as income and skip books and audit. We check whether that or a full profit and loss gives the lower tax.
Transparent pricing. Government fees itemised, always.
Professional fees below exclude GST. There is no government fee for filing a return; tax audit coordination is quoted separately.
Growth
₹2,499+ GST
Capital gains, multiple incomes, NRI.
Everything in Starter, plus
- Capital gains computation
- Foreign income and DTAA
- Advance tax schedule
Complete
₹4,999+ GST
Business or profession, presumptive.
Everything in Growth, plus
- ITR-3 or ITR-4 filing
- Books to return reconciliation
- Tax planning call
Why the ₹999 offers cost more
The ₹999 offerBizExpress
AIS and Form 26AS reconciliationPre-filled data accepted as it comesEvery entry matched to your records; mismatches fixed before filing
Regime choiceNew regime by default, no comparisonBoth regimes computed, the lower tax picked and explained
Capital gainsBroker summary pasted into the formGrandfathering, holding periods and loss set-off checked trade by trade
Notices after filingNot their problem143(1) adjustments and 139(9) defect notices replied for the return we filed
What happens, day by day
Counted in working days from the day your documents are complete. Most returns are filed within three.
- 1Day 0
Income sources and regime check
You send Form 16, broker statements, bank interest and anything else on WhatsApp. We list every income source and run the old versus new regime comparison on your actual figures.
- 2Day 1
AIS and Form 26AS reconciliation
We match TDS, interest, dividends, share sales and high-value transactions in the Annual Information Statement to your records. An unexplained AIS entry is the most common reason for a notice.
- 3Day 1 to 2
Computation and draft return
We pick the ITR form, compute capital gains with the right holding periods and rates, apply deductions the chosen regime allows, and send you a one-page summary showing tax payable or refund due.
- 4Day 2 to 3
Approval and self-assessment tax
You approve the summary and pay any balance tax through the portal challan. We check that the challan reflects before filing so the return does not show a demand.
- 5Day 3
Filing and e-verification
We file the return and send the acknowledgement. You e-verify with an Aadhaar OTP within 30 days; without that step the return is treated as never filed.
- 6After filing
Processing, refund and any notice
The department processes the return and issues an intimation under 143(1), with the refund credited to your pre-validated bank account. If it proposes an adjustment, we reply within the window.
The tax year calendar
- 15 June, 15 September, 15 December, 15 MarchAdvance tax instalments (a single instalment by 15 March for presumptive income)
- 31 JulyITR for individuals and firms not needing an audit
- 30 SeptemberTax audit report, where the audit applies
- 31 OctoberITR for audit cases
- 31 DecemberLast date for a belated or revised return, with the late fee
Documents you need
Send what applies to you. Phone photos and PDFs from the broker or bank app are fine.
Salaried
- Form 16 from every employer in the year
- Rent receipts and landlord PAN, if you claim HRA under the old regime
- Home loan interest certificate, insurance and investment proofs for the old regime
- Bank interest certificates or statements
Capital gains, NRI and other income
- Capital gains statements from each broker and mutual fund house
- Sale deed, purchase deed and improvement bills for property sold
- For NRIs: tax residency certificate, NRO and NRE statements, and any foreign tax paid
- Dividend, rental and other income details
Business or profession
- Bank statements for the year, or the closed books if you keep them
- GST returns filed in the year, if registered
- TDS certificates (Form 16A) and advance tax challans
- For presumptive income: receipts split between digital and cash
Want this as a checklist?
We send the list to your WhatsApp so you can tick it off from your phone.
Income Tax Planning & Filing vs New regime vs Presumptive (44AD/44ADA)
| Feature | Old regime | New regime | Presumptive (44AD/44ADA) |
|---|---|---|---|
| Who it suits | People with large deductions: home loan interest, HRA, 80C and 80D | Most salaried people and anyone without big deductions | Small businesses and professionals with high margins and few expenses |
| How income is measured | Actual income less deductions | Actual income, with few deductions | 8% of turnover (6% for digital receipts) or 50% of professional receipts, no books needed |
| Slabs | Nil to ₹2.5 lakh, 5% to ₹5 lakh, 20% to ₹10 lakh, 30% above | Nil to ₹4 lakh, then 5%, 10%, 15%, 20% and 25% in ₹4 lakh steps, 30% above ₹24 lakh | The deemed income is taxed under whichever regime you choose |
| Tax-free after rebate | Income up to ₹5 lakh | Income up to ₹12 lakh for residents | Depends on the regime applied to the deemed income |
| Standard deduction (salary) | ₹50,000 | ₹75,000 | Not applicable to business income |
| 80C, 80D, HRA, home loan interest | All available | Mostly not; employer NPS contribution and a few others remain | As per the regime chosen; no expense claims beyond the deemed rate |
| Books and tax audit | Depends on turnover | Depends on turnover | No books and no audit up to ₹2 crore (₹3 crore if 95% digital) or ₹50 lakh (₹75 lakh) for professionals |
| ITR form | ITR-1, 2 or 3 | ITR-1, 2 or 3 | ITR-4 (ITR-3 if you also have capital gains) |
| Switching | Salaried can switch every year; business income opts out of the new regime once, in Form 10-IEA | The default since FY 2023-24 | Leaving 44AD after using it locks you out for five years |
| Advance tax | Four instalments | Four instalments | One instalment by 15 March |
Old regime
- Who it suits
- People with large deductions: home loan interest, HRA, 80C and 80D
- How income is measured
- Actual income less deductions
- Slabs
- Nil to ₹2.5 lakh, 5% to ₹5 lakh, 20% to ₹10 lakh, 30% above
- Tax-free after rebate
- Income up to ₹5 lakh
- Standard deduction (salary)
- ₹50,000
- 80C, 80D, HRA, home loan interest
- All available
- Books and tax audit
- Depends on turnover
- ITR form
- ITR-1, 2 or 3
- Switching
- Salaried can switch every year; business income opts out of the new regime once, in Form 10-IEA
- Advance tax
- Four instalments
New regime
- Who it suits
- Most salaried people and anyone without big deductions
- How income is measured
- Actual income, with few deductions
- Slabs
- Nil to ₹4 lakh, then 5%, 10%, 15%, 20% and 25% in ₹4 lakh steps, 30% above ₹24 lakh
- Tax-free after rebate
- Income up to ₹12 lakh for residents
- Standard deduction (salary)
- ₹75,000
- 80C, 80D, HRA, home loan interest
- Mostly not; employer NPS contribution and a few others remain
- Books and tax audit
- Depends on turnover
- ITR form
- ITR-1, 2 or 3
- Switching
- The default since FY 2023-24
- Advance tax
- Four instalments
Presumptive (44AD/44ADA)
- Who it suits
- Small businesses and professionals with high margins and few expenses
- How income is measured
- 8% of turnover (6% for digital receipts) or 50% of professional receipts, no books needed
- Slabs
- The deemed income is taxed under whichever regime you choose
- Tax-free after rebate
- Depends on the regime applied to the deemed income
- Standard deduction (salary)
- Not applicable to business income
- 80C, 80D, HRA, home loan interest
- As per the regime chosen; no expense claims beyond the deemed rate
- Books and tax audit
- No books and no audit up to ₹2 crore (₹3 crore if 95% digital) or ₹50 lakh (₹75 lakh) for professionals
- ITR form
- ITR-4 (ITR-3 if you also have capital gains)
- Switching
- Leaving 44AD after using it locks you out for five years
- Advance tax
- One instalment by 15 March
- Choose the old regime if your deductions run into several lakh, typically a home loan plus HRA or a full 80C and 80D.
- Choose the new regime if your income is mostly salary and your deductions are modest; for most people it is lower or equal.
- Choose presumptive taxation if you run a small business or practice with turnover under the limits and real expenses well below the deemed rate.
Six mistakes we see every week
- Picking the regime by habit, not by the numbers
The new regime is the default and is lower for most salaried people, but a home loan and HRA can flip it. We compute both every year; the answer changes as your income does.
- Ignoring the AIS
The Annual Information Statement lists share sales, interest, dividends and large spends reported by banks and brokers. Income missing from the return but present in AIS is the fastest route to a notice.
- Filing but not e-verifying
A return that is not e-verified within 30 days is treated as never filed, with the late fee and lost refund that follow. It takes one Aadhaar OTP.
- Using the wrong ITR form
Capital gains on ITR-1 or business income on ITR-2 gets a defective return notice under 139(9). If it is not fixed within the window, the return is treated as invalid.
- Skipping advance tax
If tax after TDS exceeds ₹10,000 for the year, it is due in four instalments. Missing them adds 1% a month interest under 234B and 234C, on top of the tax.
- Reporting gains from the broker summary alone
Shares bought before 2018 get a grandfathered cost, buybacks and off-market transfers are treated differently, and losses can be set off and carried forward only if the return is filed on time.
What founders say
It's been 5 years since the incorporation of my private limited company and they are experts at what they do.
Knowledgeable, professional and very cooperative. We can totally concentrate on business, leaving all financial compliance to them.
Thanks Team BizExpress. It was refreshing to see an online service provider with such professionalism.
Questions founders ask about Income Tax
How much does income tax return filing cost?
Our fee starts at from ₹999 for a salaried return with one Form 16, including AIS and Form 26AS reconciliation and a deduction review. Growth covers capital gains, multiple incomes, foreign income and NRI returns; Complete covers business or professional income with ITR-3 or ITR-4 and a tax planning call. Tax audit coordination is quoted separately.
How long does income tax filing take?
Two to three working days from complete documents for most returns, and the same day for a simple salaried one during the season. Capital gains with several brokers, NRI returns and business returns take a day or two longer for the computation. Refunds are issued by the department after processing, typically within a few weeks of e-verification.
Old or new tax regime: which should I pick?
Pick the one with the lower tax on your actual numbers, which we compute every year. The new regime, with nil tax up to ₹12 lakh for residents and a ₹75,000 standard deduction, is lower for most salaried people. The old regime wins when home loan interest, HRA, 80C and 80D together run into several lakh. Our comparison page walks through the break-even.
What has changed with the Income-tax Act 2025?
The Income-tax Act 2025 replaces the 1961 Act from 1 April 2026 and uses the term tax year instead of previous year and assessment year. Rates, deductions, deadlines and the two regimes are unchanged in substance; sections are renumbered, so notices now cite new numbers. We still refer to familiar sections such as 44AD and 80C in our explanations.
What is the last date to file, and what is the late fee?
31 July for individuals who do not need a tax audit, and 31 October for audit cases. A belated return can be filed until 31 December with a late fee of ₹5,000 under 234F, or ₹1,000 if income is up to ₹5 lakh, plus 1% a month interest on unpaid tax. Losses, other than house property loss, cannot be carried forward from a belated return.
Which ITR form applies to me?
ITR-1 for a resident with salary, one house property, interest and income up to ₹50 lakh. ITR-2 for capital gains above the ITR-1 limit, more than one property, foreign assets or NRI status. ITR-3 for business or professional income with books, and ITR-4 for presumptive income under 44AD or 44ADA. We select the form; the wrong one draws a defect notice.
How are capital gains on shares and property taxed?
Listed shares and equity funds held over 12 months are long-term, taxed at 12.5% on gains above ₹1.25 lakh a year; held less, 20%. Property, gold and unlisted shares turn long-term after 24 months and are taxed at 12.5% without indexation, with a 20% indexed option for property bought before 23 July 2024. Short-term gains on those are taxed at your slab.
I am an NRI. Do I need to file a return in India?
Yes, if your Indian income exceeds the basic exemption, or if you want a refund of TDS, which is common because banks and tenants deduct at high rates on NRO interest, rent and property sales. NRIs file ITR-2, do not get the 87A rebate, and can claim treaty relief with a tax residency certificate. NRE interest is exempt.
What is presumptive taxation under 44AD and 44ADA?
A small business with turnover up to ₹2 crore (₹3 crore if 95% of receipts are digital) can declare 8% of turnover, or 6% for digital receipts, as income under 44AD. A professional with receipts up to ₹50 lakh (₹75 lakh if 95% digital) declares 50% under 44ADA. No books, no audit, one advance tax instalment by 15 March, and ITR-4.
Do I need to pay advance tax?
Yes, if your tax for the year after TDS is ₹10,000 or more. It is paid in four instalments: 15% by 15 June, 45% by 15 September, 75% by 15 December and 100% by 15 March. Presumptive taxpayers pay the whole amount by 15 March. Salaried people usually need it only for capital gains or large interest, and we send a schedule with the return.
Do I need a tax audit?
A tax audit applies when business turnover crosses ₹1 crore (₹10 crore if cash receipts and payments are each within 5%) or professional receipts cross ₹50 lakh, and in some cases when you declare less than the presumptive rate. The report is due by 30 September and the return by 31 October. We coordinate the audit and quote it separately from filing.
I missed the deadline or made a mistake. What now?
File a belated return by 31 December with the late fee, or revise a filed return by the same date at no fee. After that, an updated return under ITR-U is allowed within 48 months of the end of the assessment year, with additional tax of 25% to 70% depending on the delay. Refunds cannot be claimed through ITR-U, so earlier is always cheaper.
Sources and official references
Government fees, forms and due dates on this page are checked against these portals. Where a state or a year changes a figure, we say so on the call.
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