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GST HSN and SAC code finder with the current rate (2026)

Type what you sell, a service you provide or a code you have seen, and get the HSN or SAC heading with its GST rate under the schedule in force after 22 September 2025: nil, 5%, 18% or 40%, plus the special rates on gold, diamonds and bricks. Each entry shows the price band or input credit condition where one applies, and the CGST/SGST split.

Free, no sign-up Runs in your browser Rules as at 23 September 2026

GST HSN and SAC Code Finder

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256 matchesRates as notified, checked 1 September 2026

Showing the first 24. Add a word to narrow it down.

This finder covers the headings founders look up most, at the rates in force after the 22 September 2025 rationalisation and the 1 February 2026 tobacco change. Rates turn on the exact sub-heading, price band and use, so confirm the entry on the CBIC rate finder before you print it on an invoice. The GST calculator does the CGST, SGST and IGST split.

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Tell us what you sell and we reply on WhatsApp with the HSN or SAC code, the rate, and whether a price band or ITC condition applies. Free, no follow-up unless you ask.

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How this works

HSN (Harmonised System of Nomenclature) codes classify goods; SAC (Services Accounting Codes) classify services. Your invoices, GSTR-1 and the registration form all ask for them, and the code decides the rate. Businesses with turnover above ₹5 crore must print 6-digit HSN codes on every invoice; below that, 4 digits on B2B invoices are enough.

The finder matches your words against the heading titles, official descriptions and a list of everyday names, including Hindi words and common brands, and ranks exact and title matches first. Typing a number searches by code prefix, so 84 lists the machinery chapter and 8471 lands on computers.

The rates are the ones notified for 22 September 2025, when the 12% and 28% slabs were folded into 5% and 18% and a 40% rate was introduced for luxury and sin goods, with the 1 February 2026 change that put tobacco and pan masala at 40% with excise outside GST. Where a rate depends on a price band (apparel and footwear at ₹2,500), a tariff band (hotel rooms at ₹7,500) or an input credit option (restaurants, transport, tour operators), the note under the entry says so.

The list covers the headings founders and small businesses look up most, not every 8-digit tariff line. A sub-heading, a use condition or a notification can change the rate for a specific product, so confirm the entry on the CBIC portal before you invoice, or send it to us and an expert classifies it for you.

Questions founders ask about the gst hsn and sac code finder

What is the difference between HSN and SAC?

HSN codes classify goods and come from the international Harmonised System, with 8 digits in India (the first 2 are the chapter, the first 4 the heading). SAC codes classify services and are 6 digits starting with 99. Both determine the GST rate and must appear on tax invoices and in GSTR-1.

How many digits of the HSN code do I need on an invoice?

Turnover above ₹5 crore in the previous year: 6 digits on all invoices. Turnover up to ₹5 crore: 4 digits on B2B invoices, optional on B2C invoices. Exports and imports need the full 8 digits. SAC codes are always 6 digits.

What are the GST slabs after September 2025?

Nil, 5%, 18% and 40%. The 12% and 28% slabs were removed on 22 September 2025: most 12% items moved to 5% and most 28% items to 18%, while a short list of luxury and sin goods, including large cars, motorcycles above 350cc, aerated drinks and, from 1 February 2026, tobacco and pan masala, moved to 40%. Gold and silver stay at 3%, cut diamonds at 1.5%, rough diamonds at 0.25%.

Why does the rate say 5% but my supplier charges 18%?

Usually a price band or a sub-heading. Apparel and footwear are 5% up to ₹2,500 per piece or pair and 18% above; hotel rooms are 5% up to ₹7,500 per night and 18% above; restaurants are 5% without input credit unless they sit inside a hotel with rooms above ₹7,500. Open the entry to read the condition, and check the CBIC schedule for the exact sub-heading.

What happens if I use the wrong HSN code?

A wrong code that leads to a lower rate means short payment of tax, with interest at 18% a year and a possible penalty. A wrong code at the correct rate is a smaller compliance issue but still attracts a general penalty of up to ₹25,000 and causes GSTR-1 mismatches for your buyers. When two headings look possible, classify by the essential character of the product and keep a note of the reasoning.

Can I claim input tax credit on 5% items?

As a buyer, yes, if the supply is used for your business and the supplier has filed GSTR-1. Some 5% services carry a no-ITC condition for the supplier, such as restaurants, goods transport agencies and tour operators, which restricts the supplier's own credit, not yours. Nil-rated and exempt supplies carry no tax to claim.

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